Privacy Policy

Information Collected

Information is collected when a quote request, an account registration or a message form is submitted through this website. The details provided usually relate to identity, contact routes and the property being insured.

• Name, email address and phone number entered on a form.
• Property information such as address, build type, construction year, roof condition and approximate square footage.
• Coverage preferences including desired limits, deductible levels and optional additions being considered.
• Account credentials created during registration, stored in an encrypted format.
• Technical data such as browser type, device category, referring page and general location derived from an IP address.

Providing information is voluntary. Leaving a field blank may limit the accuracy of a quote or prevent a request from being processed.

How Information Is Used

Details submitted through this website are used to prepare home insurance quotes, respond to questions and maintain any account created here.

• Preparing coverage figures based on the property described.
• Replying to messages sent through the contact form.
• Sending policy documents, renewal notices and service updates tied to an active request.
• Verifying identity when account access is requested or a password reset is started.
• Improving the structure and content of this website using aggregated usage patterns.

Text Message And Email Consent

Consent boxes on the signup form control which messages may be sent. Service messages relate directly to a submitted request and cover items such as quote confirmations, coverage updates and policy reminders. Marketing messages describe home insurance plans and promotional offers.

Consent is not a condition of receiving a quote. Message frequency varies. Standard message and data rates may apply. Replying STOP ends text messages and replying HELP requests support. Marketing emails include an unsubscribe link in every message.

Cookies And Tracking

Cookies and similar technologies keep sessions active, remember form progress and measure how pages perform. Essential cookies are required for the website to function correctly. Analytics cookies record aggregated visit data and do not identify individuals by name.

Browser settings can block or delete cookies at any time. Disabling essential cookies may prevent forms and account access from working as intended.

Sharing With Service Providers

Personal information is shared only where it is needed to deliver the service requested. That includes insurance carriers and underwriters reviewing a quote, technology providers hosting this website, and communication platforms delivering email or text messages.

Every provider receiving information is bound by confidentiality obligations and may use the information only for the task assigned. Information may also be disclosed where required by law, court order or a lawful government request, or where necessary to protect legal rights and prevent fraud.

Data Retention

Information is kept for as long as it is needed to provide quotes, maintain accounts and satisfy record keeping obligations that apply to insurance activity. Once a retention period ends, records are deleted or anonymised so they can no longer be linked back to an individual.

Data Security

Technical and organisational safeguards protect the information held. These include encrypted transmission, restricted internal access, protected storage environments and routine reviews of the systems handling personal data.

No method of transmission over the internet is completely secure. Any suspected compromise of an account should be reported straight away so access can be reviewed.

Choices And Rights

Requests relating to personal information can be submitted through the contact details listed below and are answered within the timeframes set by applicable law.

• Request a copy of the personal information held.
• Ask for inaccurate or incomplete details to be corrected.
• Request deletion where no legal obligation requires the record to be kept.
• Withdraw consent for marketing communications at any time.
• Object to certain processing or request that it be restricted.

Privacy Of Minors

This website is intended for adults aged 18 or older. Information is not knowingly collected from anyone under that age. If a record is found to belong to a minor, it is removed from active systems as soon as it is identified.

Links To Other Websites

Pages on this website may link to carriers, regulators or reference material hosted elsewhere. Those destinations operate under their own privacy practices, and reviewing the policy on any external site before submitting information there is recommended.

Updates To This Policy

This policy is reviewed periodically and may be revised to reflect changes in services, technology or legal requirements. The revision date shown at the top of this page indicates when the current version took effect. Continued use of this website after an update means the revised policy applies.

Contact Details

Questions about this policy or a request relating to personal information can be sent using the details below.

• Phone: +1 (207) 813-3587
• Email: pedro-vinci@vinciestate.com
• Address: 417 Main St Bangor ME 04401